About Us

We promote financial inclusion and access to better opportunities

A purpose-driven origin

Challenge

In 2019, 50% of Latin Americans couldn't access digital financial services through traditional evaluation methods.

Solution

Floid was born as a tech alternative leveraging Open Finance to assess individuals and businesses more comprehensively and inclusively.

Outcome

Financial companies expand their reach, and millions of previously excluded users gain access to new opportunities.

Evolution

Today, we integrate data and payments into a single platform—assess users, transfer funds, and reconcile transactions with one provider.

"We are committed to promoting Open Finance responsibly, securely, and inclusively, alongside all ecosystem players"
Alfonso Maira, CEO & Co-founder

Results that Make a Difference

99.9%
API Availability

Secure and robust APIs that ensure a stable service

100%
Regional Banks Integrated

Payments to and from all banks in every market where we operate

1 day
Integration Time

Start operating immediately, without the usual long processes

Our Global Team

We are a team working from different parts of Latin America and the world. Our distributed setup allows us to bring unique perspectives and create solutions with a global vision.

Meet our founders

Alfonso Maira
Alfonso Maira
CEO

With 8 years of experience in the fintech and lending industry. Worked at Creditú, Avla, and Siemens.

Tomás Contreras
Tomás Contreras
CTO

With 17 years of experience leading tech teams in the financial system. Worked at BCI Bank, Larraín Vial, and was co-founder of Lemonpot.

John Grundström
John Grundström
Managing Board Member

Exit founder of Open Banking companies in Europe. Was the founder and CEO of Instantor, a Swedish company that was sold to Tink.

100+ major companies trust Floid
Banco Estado
Santander
BCI
Scotiabank
Banco Ripley
Avla
Banco Falabella
Copec
British American Tobacco
Sumup
Movired
Banco de Chile
Toku
Venti

Partnership with Mastercard to Strengthen Security for Businesses and Consumers

We combine our technological expertise with Mastercard's global reach to empower businesses and consumers with an unprecedented level of security.

Improve Your Financial Operations

Discover how our Open Banking platform can optimize your business.

"Having access to our clients' updated financial information allows us to understand them better, be closer to them, and offer products and benefits tailored to their needs, which is extremely valuable for both the Bank and our clients. This is achieved through Floid, with fully digital solutions that are easy to implement and the guidance of a top-tier team."

Daniela Espinosa
Manager @ Santander Startups